Cost-sharing reduction
A discount that lowers the amount you have to pay for deductibles [1], copayments [2] and coinsurance [3]. If you qualify, you must enroll in a plan in the Silver category to get the extra savings. When you fill out an application through Healthcare.gov [4] or your state’s marketplace [5], you’ll find out if you qualify for premium tax credits [6] and extra cost-sharing reductions [7].