State-Run Retirement Plans

Some states are setting up their own marketplaces or state-run retirement saving programs to help make it easier for small businesses and their employees to save for the future. Check out this list to see if your state is offering a program. 

Wisconsin Saves es una nueva iniciativa de ahorros automáticos que se lanzó en abril de 2021 para los empleadores en Wisconsin.

El programa de ahorros para la jubilación Illinois Secure Choice, que fue comulgado como ley en enero de 2015, ayuda a las pequeñas empresas que luchan por ofrecer beneficios de jubilación a sus empleados y brinda seguridad de jubilación a los 2.5 millones de habitantes de Illinois que no tienen acceso a un plan de jubilación en conexión con su empleo. A continuación se muestra una descripción general de lo que las pequeñas empresas deben saber sobre el programa.

The Washington Small Business Retirement Marketplace is a virtual marketplace where qualified financial services firms offer low-cost retirement savings plans to businesses with less than 100 employees, including sole proprietors and self-employed individuals. Retirement plans listed on the Marketplace must meet certain minimum requirements.

OregonSaves is a state retirement program that provides Oregonians a unique opportunity to save for the future. Whether you are an employer who will facilitate the program or an individual planning for the future, OregonSaves is a simple way to get started.

The CalSavers Retirement Savings Program is a portable workplace retirement savings program for private sector workers whose employers are unable to offer their employees a way to save for retirement. CalSavers is run by the state and funded by modest employee contributions, so it involves minimal requirements for employers.