Otros recursos COVID-19

A medida que evolucionan los desarrollos en respuesta a la propagación de COVID-19, sabemos que muchas pequeñas empresas tienen preguntas sobre las implicaciones dentro del lugar de trabajo, y las opciones de financiación que ayuden a impulsar sus negocios durante este momento difícil. En esta página estamos recopilando consejos y recursos relevantes como desempleo, licencia familiar remunerada, licencia por enfermedad remunerada, atención médica y más.

COVID-19 inicio Préstamos y subvenciones de emergencia Otros recursos

Nonprofit loan/grant programs, State loan/grant programs
Colorado

Energize Colorado

Energize Colorado Gap Fund

The Energize Colorado Gap Fund plans to start taking applications in the first half of August, with the goal of trying to put financial assistance into the hands of small businesses overlooked in prior programs.

That includes female-owned, minority-owned, veteran-owned and rural-based businesses that are so small they have struggled to gain the attention of commercial banks or access federal lending programs.

Area served: Colorado
Audience: Small Business Owners

Getting online, Payment processing, Selling online

Small Business Trends

What is the Best Platform to Sell Products Online?

Retailing over the internet or e-commerce has forever changed the nature of retailing. The advent of digital technology has enabled small businesses to run their company more efficiently and profitably. By keeping their fingers on the pulse of technological innovations, small businesses can increase their productivity as well as their market share. The barrier to entry in retail-oriented endeavors is fast becoming smaller as more entrepreneurs choose the internet over storefronts. Early adopters of technology have made e-commerce a key component of their daily operations of their business. By choosing the best platform to sell online, your business can achieve new levels of success with relative ease.

Area served:
Audience: Small Business Owners, Self-employed

Getting online, Marketing tools, Payment processing, Selling online

Squarespace

Squarespace Website Builder

Squarespace is a drag and drop, visual website builder. Among website builders, they have the among the best blogging, podcasting, scheduling, audio players and photo galleries. They also offer e-commerce and email marketing tools.

Area served:
Audience:

State loan/grant programs
Virginia

Virginia's Governor Office

Rebuild VA

Funding is being made available through Rebuild VA, a new economic recovery fund, and grants of up to $10,000 will be awarded to approximately 7,000 applicants to cover eligible expenses. Businesses and nonprofits must be in good standing, have annual gross revenues of no more than $1.5 million, and have no more than 25 employees. Businesses must also certify that they have not received federal Paycheck Protection Program (PPP) or Economic Injury Disaster Loan (EIDL) funds or other funding from the federal Coronavirus Aid, Relief, and Economic Security (CARES) Act.

Area served: Virginia
Audience: Small Business Owners, Non-profits

Nonprofit loan/grant programs
California

TMC Community Capital

Big Heart Grant Program

Businesses in the cities of Los Angeles, Oakland and San Francisco are eligible to join a grant program for up to $10,000. Grant recipients will be chosen by lottery. To be eligible, businesses must have revenue under $1M, have been in business since March 2019, and have a physical location that was open to the public as of March 1. Sole proprietors are eligible. Applications are accepted through Aug. 14, with the first lottery drawing on July 17.

Area served: Oakland, Los Angeles, and San Francisco, California
Audience: Small Business Owners, Self-employed

Nonprofit loan/grant programs
California

Oakland Black Business Fund

Oakland Black Business Fund

Funds are available for Black-owned businesses that have been impacted by the pandemic and recent protests. Phase 1 will provide immediate response funds for repairing damages, providing storefront protection, and replacing equipment losses as a result of protests and looting. Phase 2 supports services rendered by Black professionals specializing in strategic support and critical resources for reopening businesses during the pandemic, while Phase provides grants for relieving rent debts incurred during shelter in place orders to position businesses for growth and financial stability after the pandemic.

Area served: Oakland, California
Audience: Small Business Owners

Unemployment
Washington

State of Washington Employment Security Department

Washington State Unemployment Benefits

Unemployment benefits provide you with temporary income when you lose your job through no fault of your own.

Area served: Washington
Audience: Employees

Unemployment
Washington

State of Washington Employment Security Department

Washington State Pandemic Unemployment Assistance

The federal CARES Act expands unemployment benefits to people affected by COVID-19. If you are not eligible for regular unemployment, learn more about Pandemic Unemployment Assistance.

Area served: Washington
Audience: Employees, Self-employed

Tax and liability
Washington

State of Washington Employment Security Department

Washington State Unemployment Taxes

In most cases, if you have employees working in Washington, you must pay unemployment taxes on their wages in this state. Tax reports or tax and wage reports are due quarterly. Liable employers must submit a tax report every quarter, even if there are no paid employees that quarter and/or taxes are unable to be paid.

Area served: Washington
Audience: Small Business Owners

Human resources, Unemployment
Washington

State of Washington Employment Security Department

Washington State SharedWork Program

SharedWork is a voluntary business sustainability program that provides flexibility to retain employees at reduced hours. Washington’s SharedWork program helps businesses and employers avoid layoffs by paying employees partial unemployment benefits when their work hours are reduced.

Area served: Washington
Audience: Small Business Owners, Employees

Pages

National Resources

All about the customer, Productivity tools
National

Basecamp

Basecamp

Basecamp is another team and task management software, but slightly more integrated and enterprise-focused than some of the others. It includes built-in group chat as well as client-facing tools.

Audience: Small Business Owners, Self-employed, Non-profits

Getting online, Marketing tools
National

Site Builder Report

The Best Small Business Website Builders

Website builders are designed for small businesses— that's their most lucrative customer. So the best website builder is also the best website builder for a small business.

Audience: Small Business Owners, Self-employed, Non-profits

Getting online
National

GoDaddy

Shift Sales to the Web and Increase Conversions with Live Chat

COVID-19 may forever change how businesses operate and how consumers make purchases. If your business is a brick-and-mortar store, it might be unclear on when you’ll be able to re-open your doors. Even then, it could still be time before sales start reflecting what they were under normal circumstances. 

Audience: Small Business Owners, Self-employed

Getting online, Marketing tools, Productivity tools
National

GoDaddy

How to maintain digital strategies from COVID-19 for the long run

When COVID-19 hit and businesses were forced to shutter their doors (for good reason), it left many companies scrambling trying to figure out how to stay afloat during a pandemic. However, small business owners are infinitely resourceful, and many companies utilized digital communication tools, strategies, and tools to connect with co-workers and customers in new ways during these times. 


Now, as many businesses are tasked with the prospect of reopening, it would be foolhardy to let all that digital innovation go by the wayside. Rather, it’s vital to maintain those digital strategies and crisis-mode efforts for the long run. 

Audience: Small Business Owners

Productivity tools
National

Atlassian

Trello

Trello lets you work more collaboratively and get more done. Think of Trello as a to-do list that can help teams collaborate on all kinds of tasks and long-term projects.

Audience: Small Business Owners, Self-employed, Non-profits

Productivity tools
National

Asana

Asana

Asana helps you manage tasks and teams. This free tool is widely used for project management.

Audience: Small Business Owners, Self-employed, Non-profits

Getting online, Payment processing, Selling online
National

Inc.com

How to Decide Between Etsy, Amazon, and Shopify for Selling Online

Starting to sell something online can feel intimidating. Here's three platforms that make it easy to sell.

Audience: Small Business Owners, Self-employed

Getting online, Marketing tools, Payment processing, Productivity tools, Selling online
National

Stand For Small

Stand For Small

Find offers, tools, and expert advice from a growing group of companies dedicated to the success of small businesses. Because when small businesses thrive, our communities do, too.

Audience: Small Business Owners, Self-employed

All about the customer, Marketing tools, Productivity tools
National

Insightly

Insightly CRM

Insightly combines marketing, sales and project management capabilities in its platform. This is a helpful tool for small businesses who need to keep their sales and project delivery teams working collaboratively and efficiently.

Audience: Small Business Owners, Self-employed, Non-profits

All about the customer, Productivity tools
National

Salesforce

Salesforce CRM

Salesforce is an all-in-one, cloud-based solution that has everything you need in CRM software. Although this software is typically associated with larger businesses and enterprises, Salesforce's small business edition lets you take advantage of the product's robust set of CRM tools and resources at an SMB-friendly price. Part of Salesforce Small Business Solutions, the platform includes key features like lead generation, contact and opportunity management, sales forecasting, and workflow automation. There is a free nonprofit edition.

Audience: Small Business Owners, Non-profits

Productivity tools
National

Fundera

30 Game-Changing Productivity Tools for Small Business Owners

List of productivity tools that can help streamline your small business functions and processes so that you can focus on what you love best: growing your businesses.

Audience: Small Business Owners, Non-profits

Productivity tools
National

Slack

Slack brings the team together, wherever you are

Group chats are much better than they used to be, and this tech industry favorite has provided many solutions for timely or asynchronous team communication as well as collaboration. Team members can customize their own settings on Slack and share files directly with each other or large groups all at once. With many project management integrations to boot.

Audience: Small Business Owners, Non-profits

Productivity tools
National

Google

G Suite

Gmail is just one tool included in Google’s G Suite, which is a collection of productivity tools, designed specifically for businesses, which are available through their paid subscriptions. G Suite’s other apps include Calendar; Hangouts Chat and Hangouts Meet (for messaging and video meetings, respectively); Docs, Sheets, and Forms (for collaborative word processing, spreadsheets, and surveys, respectively); Drive for safely storing your files in the cloud; and much more.

Audience: Small Business Owners, Self-employed, Non-profits

Selling online
National

CoverWallet

How to Increase Your Capacity for Online Delivery Services

It’s not just restaurants that have benefited from the recent boom online ordering. Consumers are taking advantage of services to have food, groceries, clothing, and household items delivered to their front door. As small businesses begin the process of reopening, delivery services are expected to remain a popular option for consumers.

Audience: Small Business Owners, Self-employed

All about the customer, Marketing tools, Productivity tools
National

Vtiger

Vtiger CRM

Vtiger includes sales, marketing, and help desk features in their all-in-one plan, and also offers a sales-only CRM for those just looking to get their feet wet. It also includes project and inventory management, telephony, social media integration, and internal collaboration.

Audience: Small Business Owners, Self-employed, Non-profits

All about the customer, Marketing tools, Productivity tools
National

Zoho

Zoho CRM

This CRM offers customization options to accommodate growing teams and artificial intelligence tools to help high-volume teams identify qualified leads.

Audience: Small Business Owners, Self-employed, Non-profits

All about the customer, Marketing tools, Productivity tools
National

Freshsales

Freshsales CRM

This CRM is designed to allow anyone to jump in and immediately use even its most advanced features. As a small business, you cannot afford to spend like an enterprise on a CRM platform; at the same time, your size shouldn’t prevent you from enjoying CRM’s benefits. With Freshsales, you can set yourself up for sustainable growth with a small business CRM which provides extensive features at affordable prices.

Audience: Small Business Owners, Self-employed, Non-profits

All about the customer, Marketing tools, Productivity tools
National

HubSpot

HubSpot CRM

HubSpot offers a full stack of software for marketing, sales, and customer service, with a completely free CRM at its core.

Audience: Small Business Owners, Self-employed, Non-profits

Getting online
National

Fundera

50 Free Tools to Help Grow Your Small Business

Being an entrepreneur can feel intimidating and isolating, especially in the beginning. But thanks to the Internet, you don’t have to go it alone. There are a ton of free tools online that can help you grow your business, as well as free trials available for online products that will simplify your marketing and management processes. Check out 50 favorite free or free-trial tools and resources to make the day to day of growing your business a whole lot easier.

Audience: Small Business Owners

All about the customer, Productivity tools
National

Zapier

The 9 best CRMs for small business

Customer relationship management (CRM) software should be the hub of your company's interactions with all of your current and future customers. CRMs manage contacts, track sales, record activities, send emails, make calls, and dozens of other functions. Some include features that let you manage projects, automate processes, build reports, or market your business. To help your search, Zapier tested several dozen platforms that are designed specifically for small businesses or have features suited to small teams.

Audience: Small Business Owners, Self-employed, Non-profits

Getting online, Marketing tools, Selling online
National

GoDaddy

GoDaddy: Website builder + built-in marketing tools

First you make your website, then you hope people show up. But just because you built it, doesn’t mean that anybody will visit. You need a way to drive people to your site in almost every way possible.

Audience: Small Business Owners, Self-employed, Non-profits

Getting online
National

GoDaddy

How to plan your online presence

Free 4-part video course where you'll learn the three essential components for an online presence using GoDaddy. How to select and register a great domain name for your business, how to choose the right email package for your business and create a professional email account, what to consider when planning, budgeting, and building a website for your business.

Audience: Small Business Owners, Self-employed, Non-profits

Getting online, Marketing tools, Selling online
National

Weebly

Weebly Website Builder

Weebly is an easy-to-use website builder with a free option. It lets you create and publish responsive-design sites, blogs, and online stores. Weebly offers eCommerce tools to simplify order management, shipping, and payments as well as integrated marketing tools, from Facebook ads to automated email campaigns.

Audience: Small Business Owners, Self-employed, Non-profits

Getting online, Selling online
National

Wix

Wix Website Builder

Highly popular website builder with a large number of highly cuspmizable templates and designs focused on various industries. They offer business tools such as online stores, Wix Bookings (to accept online appointments and bookings) or Wix Restaurants and Wix Hotels.

Audience: Small Business Owners, Self-employed

Pivoting your business
National

Business.com

Pivoting Your Business in Response to COVID-19

Pivots generally carry significant risks, but leadership recognizes that the potential benefits outweigh the risks. For companies looking at defensive pivots, it is clear that changing business models is less risky than doing nothing. This is the situation many organizations face today – inaction will lead to a failed business. This crisis makes defensive pivots essential for many companies.

Audience: Small Business Owners

Pivoting your business
National

AboutTheBusiness.com

Coronavirus: Pivoting Your Business

There are lots of examples being reported in the news each day of businesses pivoting to new revenue streams. If you’re considering a pivot, then it’s worth thinking through a few steps first. Sometimes the change to a new product or sales line involves investing in new equipment or supplies. It may also require retraining staff and finding new buyers for your new product.

Audience: Small Business Owners, Self-employed

Exit strategies
National

The Balance

Beginner's Guide to Business Bankruptcy

Bankruptcy cases can be characterized in different ways. One is by the chapter of the US Bankruptcy Code under which the case is filed. Each chapter has different requirements and different goals. Even more fundamentally, it is necessary to determine if the bankruptcy case is a business or non-business case.

Just like individuals, businesses can file bankruptcy. The rules are a bit different depending on the type of entity and the chapter under which the entity is filing. In this article we will touch on the four most common types of bankruptcy and provide an overview of how businesses are treated in each one.

Audience: Small Business Owners, Self-employed

Financial planning, Exit strategies
National

Nav

Business Bankruptcy: What Options Are Available?

Business bankruptcy is serious, but it doesn’t necessarily mean the end for your business. It does present some tough decisions and a good amount of paperwork, however, so you need to know what you’re getting yourself into. Let’s take a look at a few questions you’ll want to answer before we dive into the bankruptcy code.

Audience: Small Business Owners

Pivoting your business
National

Nav

How to Pivot Your Business During the COVID-19 Crisis

“Pivot” is a word that has joined the lexicon of phrases linked to the coronavirus crisis. Small businesses are being told to pivot their businesses to meet the needs of the new economy — and to simply stay alive. Of course that’s often easier said than done, but those that succeed may find their businesses permanently transformed for the better. Here are lessons from four entrepreneurs who are navigating the new normal. 

Audience: Small Business Owners

Financial planning, Exit strategies
National

Intuit Quickbooks

How to Avoid Filing for Business Bankruptcy

Businesses experiencing tough financial situations might consider declaring bankruptcy. While there are cases where business bankruptcy is the right move, it’s not always a good call. If you decide to file for bankruptcy, and your business is a candidate for bankruptcy, you need to know your options.

Audience: Small Business Owners, Self-employed

Financial planning, Exit strategies
National

Inc.

Best Time to File for Bankruptcy

Under the current Chapter 11 law, filing for bankruptcy was a complicated task, particularly for smaller companies. But now, under  the Small Business Reorganization Act of 2019 (SBRA), those small businesses who have less than $2.7 million of secured and unsecured debt can enjoy a new subchapter of Chapter 11 which takes a lot of the complexity out of the bankruptcy process, while also providing more options.

Audience: Small Business Owners

Selling online
National

American Booksellers Association

E-commerce platforms for independent bookstores

IndieCommerce is the American Booksellers Association’s e-commerce platform for independent bookstores. The system provides the tools for indie bookstores to create unique, content-rich, and easy-to-operate, fully transactional, e-commerce enabled websites. IndieCommerce stores can sell print books, ebooks, and audiobooks as well most other retail products. The entire system is supported by ABA’s experienced development and customer support team.


IndieLite is designed for stores looking for a website with minimal maintenance that is simple to use. It's also a great option for stores that are selling online for the first time. This service offers booksellers the essential tools they will need to have a web presence for their store.

Audience: Small Business Owners

Selling online
National

Bookshop

Take your book store online with Bookshop.org

Bookshop is an online bookstore with a mission to financially support local, independent bookstores.

Audience: Small Business Owners

Marketing tools
National

PCMag

The Best Email Marketing Software for 2020

Email marketing is an important aspect of any digital marketing campaign. Check out these 10 reviews of the top email marketing services to find the one that's most suitable for your business.

Audience: Small Business Owners, Self-employed, Non-profits

All about the customer, Getting online, Selling online
National

Camino Financial

Food delivery apps that work for your restaurant

The 10 most popular food delivery apps including the benefits they provide and how you can get started working with them right away.

Audience: Small Business Owners

Selling online
National

Inc.com

Best E-Commerce Platforms for Small Business -- 2020

There are so many options for selling online. There are longtime sites like Ebay and marketplaces like Amazon or Facebook. There are also a plethora of eCommerce platforms that enhance those experiences for the sellers and even allow for the "construction" of full-blown online stores that are as simple to build and launch as a blog. 

Audience: Small Business Owners, Self-employed

Getting online
National

PCMag

Best DIY Website Builders for 2020

Anyone with an organization, a small business, or just a passion needs a website to share it with the world. This is a list of the best website builders for making it easy to create full-featured, mobile-compatible sites on a budget and with no coding required.

Audience: Small Business Owners, Self-employed, Non-profits

All about the customer, Marketing tools, Productivity tools, Selling online
National

Canva

Canva - Collaborate & Create Graphic Design for Free

Design presentations, social media graphics, and more with thousands of pre-built layouts and drag-and-drop editing. All online, no software download needed.

Audience: Small Business Owners, Self-employed, Non-profits

Selling online
National

NerdWallet

8 Places to Sell Stuff Online

Before you sell stuff online, determine the ideal venue for your goods. This blog rounds up some of the major online marketplaces along with tips about their audience, style and fees.

Audience: Small Business Owners, Self-employed

Staying safe
National

New York Times

How All 50 States Are Reopening (and Closing Again)

All 50 states had begun to reopen in some way after the coronavirus thrust the country into lockdown starting in March. Now, a growing number of states are pausing plans to reopen, amid rising case counts. Several are reimposing restrictions they had lifted earlier — for example, on bars and restaurant dining in many places.

There were already substantial variations in how states were deciding to open up, with some forging far ahead of others. These maps show where several major sectors have reopened.

Audience:

Getting online, Marketing tools
National

Grow.Google

Grow with Google

Learn how to manage your business remotely by using digital tools that help you connect with customers and work more efficiently.

Audience: Small Business Owners, Self-employed, Non-profits

Pivoting your business
National

Alignable

How 11 Small Businesses Are Bouncing Back Stronger

What businesses owners are doing to bounce back even stronger than before is not merely inspiring—their stories also are filled with practical advice and actionable strategies.

Audience: Small Business Owners

Employee relations, Human resources, Staying safe
National

Society for Human Resource Management - SHRM

How to Support Employees with High-Risk Concerns During a COVID-19 Outbreak

When conversations arise about COVID-19 concerns, HR professionals and managers can support their high-risk employees in three ways:

1. Allow flexibility when possible.

Be open to requests from employees for accommodations such as telecommuting and working from home if that is an option. A willingness to listen and discuss concerns is key.

"Every individual may have a different degree of concern regarding the virus, and we don't all [show] why our concern might be greater or less," said Elaine Farndale, acting director of Pennsylvania State University School of Labor and Employment Relations.

Audience: Small Business Owners

Marketing tools
National

Business 2 Community

A Guide to Crisis Email Marketing

We live in an era where 90% of customers research a company online before buying from them, and any particularly poor or embarrassing messaging choices can easily make news in your industry. As a result, your copy and messaging need to evolve and be sensitive to the current reality.

Audience: Small Business Owners

Staying safe
National

US Chamber of Commerce

A Guide to Reopening Your Business

Reopening plans may vary by state and industry, but when it’s time to reopen your business after COVID-19, we’re here to help you with the tools and strategy you need to communicate with your employees, customers and business partners.

Audience: Small Business Owners

Staying safe
National

National Governors Association

State Breakdown of Reopening Guidance for Business Reopenings

This list is not exhaustive of statewide actions. This list addresses statewide guidance for businesses and does not address county or municipal guidance. State reopening actions will continue to be tracked and updated within this chart.

Audience: Small Business Owners

All about the customer, Marketing tools, Pivoting your business
National

Business.com

Customer Retention Management During Covid-19

Many business owners and growth strategists are familiar with the age-old statistic that acquiring a new customer can cost five times more than retaining an existing customer. This makes customer retention especially important for every business to master, especially during the coronavirus pandemic, when customer spending is at an all-time low. Read on to learn how to calculate customer retention and the 10 easy and affordable ways to keep your customers coming back to your business. 

Audience: Small Business Owners

Financial planning, Pivoting your business
National

Boston Consulting Group - BCG

Leading Sales Through the COVID-19 Crisis

Once sales leaders have stabilized the immediate situation, they must turn to what it will take to sustain momentum despite social distancing around the globe and invest to rebound in the recovery. Companies in every industry have the opportunity to come out of the crisis as winners. In fact, 14% of companies were able to not only accelerate growth but also increase profitability during the past four recessions, according to a recent BCG study.

Audience: Small Business Owners

Marketing tools, Pivoting your business
National

Capterra

Brand Loyalty After a Crisis

Focus on three things to increase brand loyalty during COVID-19.

Audience: Small Business Owners

Tax and liability
National

MarketWatch

Postponed Federal Tax Returns Filing Deadlines / Tax Relief

Deadlines to file the following returns that would otherwise be due on April 15 are postponed to July 15.

  • 2019 individual federal income tax returns (Form 1040)
  • 2019 federal income tax returns for C corporations (Form 1120) that use the calendar year for tax purposes
  • 2019 federal income tax returns for trusts and estates (Form 1041) that use the calendar year for tax purposes.
  • 2019 federal gift tax and GSST returns (Form 709).

These returns would otherwise be due on April 15, but you now have until July 15 to file them without having to submit an extension request to the IRS.

Audience: Small Business Owners

All about the customer, Getting online, Selling online
National

Search Engine Land

COVID-19 Checklist for Businesses

The COVID-19 pandemic means that pretty much nothing is business as usual. Customers are concerned about how businesses are adapting to the situation — wondering if you’re open, have product available, if those products are safe, etc. There are several steps you should be taking now to ensure your customers can get answers when they’re searching online.

Audience: Small Business Owners

All about the customer, Getting online
National

Compulse

Re-engineering Your Business Web Presence

Businesses around the world are facing dilemmas due to quarantine restrictions, travel bans, event cancellations, and more. While the fates of many businesses have yet to be determined, many establishments are using this trying time as an opportunity to maintain relationships with customers by re-engineering their digital presence to include solutions to help them continue to get the products and services they need.

Audience: Small Business Owners, Self-employed

Tax and liability
National

Pillsbury Law Firm

Business Interruption Claims During Wide-Impact Catastrophes

Companies are facing unique challenges to their businesses, including supply chain interruptions, employee and customer safety concerns and government regulations, restrictions and shutdowns. Wide-impact catastrophes like this pandemic will cause tremendous and long-lasting economic damages. And while policyholders have procured insurance to protect themselves from such catastrophic events, business interruption claims are frequently the most difficult and hotly contested of insurance claims. Wide-impact catastrophes often heighten those challenges, given in part to the complexities of measuring business interruption claims. One common dispute is whether the measurement of business interruption should account for the post-loss economic conditions of the impacted area.

Audience: Small Business Owners

Tax and liability
National

American Institute of Certified Public Accountants - AICPA

COVID-19 tax relief

Even though the IRS announced extensive filing and payment relief in Notice 2020-23 for deadlines occurring between April 1 and July 15, your clients might have pushed to file their returns early. This could be the case if clients needed to obtain their refunds quickly or perhaps because their economic impact payments were higher based on their 2019 tax returns than their 2018 tax returns. This difference could occur, for example, because clients retired or lost their jobs in 2019 (which might lower adjusted gross income below the phaseout) or had a baby (which would qualify for the $500 additional payment).  

Audience: Small Business Owners

Tax and liability
National

The National Law Review

Overview of Business Interruption Coverage

Business interruption coverage generally allows a business to recover certain losses in the event that the business suffers physical damage or loss that prevents it from operating its business, whereas civil authority coverage, generally allows a business to recover losses when it a civil authority issues an order that closes a business or prevents it from normal operations

Audience: Small Business Owners

Financial planning
National

Brady Martz & Associates

Cash Flow Analysis

We are here to help you in this unprecedented time by providing you the essential understanding to handle the economic impact of these trying times. Please contact any of our following team members to discuss the challenges you are facing. We are ready to assist you.

Audience: Small Business Owners

Staying safe
National

National Safety Council

Health and Safety Resources for Employers from NSC

This space is dedicated to COVID-19 health and safety resources created by the National Safety Council and its partner organizations.

Audience: Small Business Owners

Staying safe
National

Occupational Safety and Health Administration - OSHA

Covid-19 Safety and Health Topics form OSHA

Provides information for workers and employers about the evolving coronavirus pandemic. The information includes links to interim guidance and other resources for preventing exposures to, and infection with, the novel coronavirus.

Audience: Small Business Owners, Employees, Self-employed, Non-profits

Pivoting your business
National

Worth

Pivoting Your Small Business Model to Survive the COVID-19 Crisis

The world is changing rapidly, but (flexible) planning is still important. Small business owners should be engaging in strategic planning that weighs different business and economic scenarios over the next two weeks, two months and six months. Since this pandemic emerged, it has changed our social and economic world on a daily basis. Make a plan, but plan for different scenarios and consider conducting a Strengths, Weaknesses, Opportunities and Threats (SWOT) analysis and a Threats, Opportunities, Weaknesses and Strengths (TOWS) matrix (examples below) to help you strategically plan during this time. 

Audience: Small Business Owners

Pivoting your business
National

Business.com

Pivoting Your Business in Response to COVID-19

All good pivots start with great questions. There are three business model aspects you should explore when deciding on potential pivots.

  • Value proposition: What value do you deliver with your product or service?
  • Value networks: How do you deliver and monetize your product or service?
  • Target customers: Who receives and benefits from what you provide?

Audience: Small Business Owners, Non-profits

Pivoting your business
National

Pursuit

How Businesses are Pivoting

Don’t hesitate to call everyone you owe money to. Be honest and upfront. Ask your lender for a deferment or your landlord for a temporary hold on lease payments. Call your vendors. Ask them to be more flexible in their payment terms. Don’t carry this burden alone. Be honest with your employees and let them know what you’re going through. Tell them you’re fighting every day and have a plan to get through this.

Audience: Small Business Owners

Financial planning
National

Lendio

Building a Cash Reserve for Your Business

The COVID-19 pandemic has highlighted the importance of saving money for a rainy day. While thousands of small businesses closed permanently in the spring of 2020, the ones that had cash reserves on hand for emergencies fared much better—especially considering the hurdles and delays that came with government aid like the Paycheck Protection Program. It shouldn’t have taken a global pandemic for small businesses to see the value of having a cash reserve, but nonetheless, many owners are now more aware of the importance of financial stability. Having cash reserves available can help you cover rent, utilities, and other common expenses until you’re operational again.

Taking steps to put away money isn’t easy, but it is important. Follow the steps below to build a cash reserve for your business. 

Audience: Small Business Owners

Pivoting your business
National

Gannett Co., Inc

Shifting the Business to a New Strategy

Things to consider: Altering the process to deliver your product or service, changing how revenue is generated, developing a new product or product line and targeting different market segments.

Audience: Small Business Owners

Access to Capital
National

Small Business Majority

Consejos para encontrar financiación y evitar préstamos predatorios durante COVID-19

Con los cierres de estados y cierres de negocios obligatorios por el estado, los propietarios de pequeñas empresas de todo el país están luchando para pagar lo nomina de sus empleados, alquileres comerciales, gastos generales y más. Ahora más que nunca, es importante estar alerta de los prestamistas abusivos a medida que usted busca capital para mantener su empresa a flote. Nuestra guía para evitar préstamos abusivos incluye pautas para solicitar PPP y EIDL, una lista de verificación para determinar si un préstamo es predatorio y un resumen de la Declaración de Derechos de los Prestatarios de Pequeñas Empresas.

Este documento ha sido traducido al Chino, Vietnamita, Coreano, Birmano, Jemer, Hmong, Bangladesí, Nepalí, Butanés, Hindi, Urdu, Punjabi, Tailandés, Lao, Tagalo, Samoano, Tongano y Marshalés en colaboración con National Coalition for Asian Pacific Americans Community Development con una subvención de la Fundación Ewing Marion Kauffman.

Audience: Small Business Owners, Self-employed, Non-profits

Nonprofit loan/grant programs
National

Dairy Business Innovation Alliance (DBIA)

Grants for Dairy Entrepreneurs

The Dairy Business Innovation Alliance (DBIA) is a newly announced program that will provide Midwestern dairy farmers and dairy-related businesses with financial and technical support. This initiative, a joint effort coordinated by the Center for Dairy Research (CDR) and the Wisconsin Cheese Makers Association (WCMA), was designed to support and promote the diversification and addition of value-added products to the Midwest dairy industry.

Audience: Small Business Owners

Nonprofit loan/grant programs
National

GoFundMe

The Small Business Relief Initiative

As part of the Small Business Relief Initiative, GoFundMe, Intuit QuickBooks, Yelp, GoDaddy, and Bill.com have each donated to the Small Business Relief Fund. GoFundMe.org, the charitable and advocacy arm of GoFundMe, started the Small Business Relief Fund to benefit small businesses. Supporters can donate to the Small Business Relief Fund, which will issue $500 matching grants to qualifying businesses that raise at least $500 on GoFundMe. More partners will be announced in relation to this initiative at a later date.

Audience: Small Business Owners

Corporate loan/grant programs
National

PayPal Empowerment Grants

PayPal Empowerment Grants

*UPDATE - Applications closed* PayPal Empowerment Grants for Black Businesses Program, which will award up to $10,000 to more than 1,000 black-owned businesses that have been impacted by COVID-19 and civil unrest.

Audience: Small Business Owners

Nonprofit loan/grant programs
National

Lowe’s-LISC Partnership

Lowe’s - LISC’s Covid Rapid Relief & Resiliency Fund

Round 5 application period is now closed. Register to be notified of the next round opening August 31st.
Grants to small business owners to help meet their most immediate needs. Eligible expenses include: paying rent and utilities, meeting payroll, paying outstanding debt to vendors, upgrading technology infrastructure and other immediate operational costs.

Audience: Small Business Owners

Government loan/grant programs
National

U.S. Department of Agriculture - USDA

USDA Coronavirus Food Assistance Program

USDA’s Farm Service Agency is accepting CFAP applications now through August 28, 2020.
​​​​​​​USDA launched the Coronavirus Food Assistance Program (CFAP) to help farmers and ranchers affected by the COVID-19 pandemic. A total of $16 billion will be available in direct payments to agricultural producers and $3 billion in food purchases.

Audience: Small Business Owners

Employee relations, Paid sick days, Staying safe
National

The Families First Coronavirus Response Act (FFCRA)

New Tax Credits

This law provides small and midsize employers refundable tax credits that reimburse them for the cost of providing paid sick and family leave wages to their employees for leave related to COVID-19. 

Audience: Small Business Owners, Employees, Non-profits

Tax and liability
National

Employee Retention Credit: The CARES Act

Tax Credit For Required Leave

This is a refundable tax credit for employers whose businesses were suspended due to a shutdown order or whose gross receipts dropped by more than 50 percent over the same time period last year. The credit is worth 50 percent of payrolls paid between March 13-December 31, 2020, up to a maximum of $10,000.

Audience: Small Business Owners, Employees, Non-profits

National

Bridgespan

Bridgespan Covid-19 Resources for Nonprofits

The company provides consulting to nonprofits and philanthropists, leadership development support, and developing and sharing insights, has created resources around the crisis specifically geared toward the nonprofit sector. 

Audience: Non-profits

Corporate loan/grant programs
National

Google and Alphabet

Google Ad Credits

To help address some of these challenges, Google is offering more than $400 million in Google Ad credits to small businesses.

Audience: Small Business Owners

Corporate loan/grant programs, Local government loan/grant programs, Low interest loans, Nonprofit loan/grant programs, State loan/grant programs
National

Small Business Majority

Tips on finding funding and avoiding predatory lending during COVID-19

With state-mandated lockdowns and business closures, small business owners across the country are struggling to pay employees, rent, overhead costs and more. Now more than ever, it is important to be wary of predatory lenders as you seek out capital to keep your business afloat. Our guide to avoiding predatory lending includes guidelines for applying for PPP and EIDL, a checklist to determine if a loan is predatory and an outline of the Small Business Borrowers' Bill of Rights.

This document has been translated into Chinese, Vietnamese, Korean, Burmese, Khmer, Hmong, Bangladeshi, Nepali, Bhutanese, Hindi, Urdu, Punjabi, Thai, Lao, Tagalog, Samoan, Tongan and Marshallese in partnership with the National Coalition for Asian Pacific Americans Community Development with a grant from the Ewing Marion Kauffman Foundation.

Audience: Small Business Owners, Self-employed, Non-profits

Corporate loan/grant programs, Local government loan/grant programs, Low interest loans, Nonprofit loan/grant programs, State loan/grant programs
National

SBA - U.S. Small Business Administration

PPP Loan Forgiveness Forms and FAQ

The SBA recently released its PPP Loan Forgiveness Application form. We are providing highlights and examples from the form below to help guide you through the process. If you have specific questions not covered here, please ask on our Community page where you can engage with business experts and other small business owners. The SBA has announced that it will begin accepting forgiveness application forms on August 10.

Audience: Small Business Owners, Self-employed, Non-profits

Selling online
National

eBay

eBay Up and Running

EBay is offering no selling fees for new businesses through June 30, as well as other tools to help make your eBay business successful.

Audience: Small Business Owners, Self-employed, Non-profits

Brick-and-mortar, Pivoting your business, Staying safe
National

Reopen Main Street

Reopen Main Street

Potential reopening strategies, ideas, hints and tips for businesses, business districts and organizations as we enter the COVID-19 recovery phase.

Audience: Small Business Owners, Self-employed

Pivoting your business
National

Silver Lining

Silver Lining Small Business Response Workbook

This ebook lets you take inventory of your current situation, reflect on the best possible short-term response and then create the best action plan for your small business.

Audience: Small Business Owners, Self-employed, Non-profits

National

Community Wealth Partners

COVID-19 Resources and Support for Nonprofits, Foundations

Community Wealth Partners is helping nonprofits and foundations navigate through the crisis, including offering free support, navigation and thought leadership to nonprofits and compiling resources geared toward nonprofits.

Audience: Small Business Owners, Non-profits

Low interest loans, Nonprofit loan/grant programs
National

Crowdfund Better

COVID-19 Crowdfunding Relief Initiatives

A list of crowdfunding platforms that have created special COVID-19 relief initiatives for U.S.-based campaigns.

Audience: Small Business Owners, Self-employed

Nonprofit loan/grant programs
National

Community Foundation Public Awareness Initiative

Coronavirus Relief Efforts

325 U.S. community foundations in all 50 states, plus the District of Columbia, have created relief funds to support those affected by COVID-19, directing critical relief to local nonprofits and partnering with local governments and health organizations to help contain its spread.

Audience: Small Business Owners, Non-profits

Corporate loan/grant programs
National

Facebook

Small Business Grants Program

Up to 30,000 eligible small businesses will be able to receive a grant (cash and ad credits) from Facebook, which is allocating $100 million for the program. Applications open April 18 in New York and Seattle, April 20 in San Francisco and April 22 in other eligible cities.

Audience: Small Business Owners

Nonprofit loan/grant programs
National

US Chamber of Commerce

Save Small Business

The U.S. Chamber of Commerce Foundation is offering grants of $5,000 to small businesses impacted. The grant application opens on April 20. To qualify, you must: Employ between 3 and 20 people; be located in an economically vulnerable community; have been harmed financially by the COVID-19 pandemic

Audience: Small Business Owners

National

America's Small Business Development Centers - SBDCs

Business Resiliency Toolkit

A no-cost business resiliency/recovery planning guide for business owners. A business resiliency plan is essential to the sustainability and success of your business through this crisis.

Audience: Small Business Owners

Corporate loan/grant programs
National

Salesforce

Salesforce Cares Small Business Grant Program

**Update** Salesforce is partnering with Ureeka to offer eligible small businesses the opportunity to receive a $10,000 grant to help them through the COVID-19 outbreak. Navigate below to see if you are eligible and how to continue with an application.

Salesforce will soon be offering $10,000 grants to U.S. small businesses to provide capital to help them weather this crisis. Applications open on April 24.

Audience: Small Business Owners

Corporate loan/grant programs
National

SheaMoisture

SheaMoisture's $1Million Fund

This fund provides over $1 Million for small minority and women of color-owned businesses. Shea has three different initiatives companies can apply for.

Audience: Small Business Owners

National

SBA - U.S. Small Business Administration

Paycheck Protection Program

* UPDATE - Congress on July 1 passed an extension to the Paycheck Protection Program, giving businesses until Aug. 8, 2020, to apply. *

The CARES Act and subsequent legislation include $659 billion for federally guaranteed loans for small businesses, sole proprietors, self-employed individuals and independent contractors affected by the COVID-19 crisis. These loans can be forgiven if the proceeds are spent on payroll, benefits, mortgage interest, rent and utilities. SBA has issued interim rules for both employer businesses as well as the self-employed that answer many questions on determining eligibility and other components of these programs.

Audience: Small Business Owners, Self-employed

Corporate loan/grant programs, Local government loan/grant programs, Low interest loans, Nonprofit loan/grant programs, State loan/grant programs
National

Small Business Majority

Paycheck Protection Program lenders

Below is a list of lending institutions that we believe are accepting PPP applications from new clients. We advise checking with your existing bank to see if they are offering PPP, or using the SBA’s lender search feature to find a lender near you. We are updating this list daily; however, this list is not exhaustive, nor are we able to verify at this time that the institutions listed below are successfully processing PPP applications. We will update this list as we learn more. For any errors or omissions, please contact resources@venturize.org.

Nonprofit lenders

Audience: Small Business Owners, Self-employed

Corporate loan/grant programs, Local government loan/grant programs, Low interest loans, Nonprofit loan/grant programs, State loan/grant programs
National

SBA - U.S. Small Business Administration

Paycheck Protection Program: For self-employed and independent contractors

The SBA has issued additional guidance around how self-employed individuals and independent contractors can qualify for the Paycheck Protection Program.

Audience: Small Business Owners

National

SBA - U.S. Small Business Administration

SBA Economic Injury Disaster Loan

***Update*** The portal is reopen for all businesses. If you have previously applied and not heard a decision, do not reapply. This portal is for new applications only. Check the SBA website for more information.

Audience: Small Business Owners, Self-employed, Non-profits

National

Intuit

Intuit Aid Assist

Intuit Aid Assist—a free service for everyone—helps U.S.-based businesses, self-employed, contractors, freelancers, and gig workers understand different business relief programs available due to the COVID-19 crisis. Start with a loan eligibility assessment or get an estimate with loan calculators.

Audience: Small Business Owners, Self-employed

Human resources, Unemployment
National

BitWise Industries

Onward US

A national portal that will match open jobs to laid-off workers in seven states based on their specific skills through a questionnaire.

Audience: Employees

Nonprofit loan/grant programs
National

Spanx by Sara Blakely Foundation

Red Backpack Fund

$5,000 grants available to women entrepreneurs to help alleviate immediate concerns.

Audience: Small Business Owners

Nonprofit loan/grant programs
National

Hello Alice

Hello Alice Business for All Grant

Apply for grants up to $50,000 to support business growth, including $10,000 emergency COVID-19 Business for All Grants to help small businesses in crisis. Business for All is a national movement to lift up 100,000 small business owners to receive funding

Audience: Small Business Owners

Nonprofit loan/grant programs
National

LISC - Local Initiatives Support Corporation - Los Angeles

Small Business Recovery Fund

Application opens and closes on a rolling basis. LISC is offering grants to help small businesses fill urgent financial gaps until they can resume normal operations or until other more permanent financing becomes available. The funding will go to make grants of up to $10,000, especially to entrepreneurs of color, women-owned businesses and other enterprises in historically under-served places who don’t have access to flexible, affordable capital. 

Audience: Small Business Owners, Self-employed

Nonprofit loan/grant programs
National

Kiva

Kiva loan

Kiva is a non-profit that expands access to capital for entrepreneurs around the world. More than 2.5 million people have raised over $1 billion on Kiva.

0% interest loans up to $15,000 through crowdfunding

Audience: Small Business Owners

Nonprofit loan/grant programs
National

Connect2Capital

Connect2Capital

Connect2Capital is an online marketplace of nonprofit lenders. Fill out a short form to get connected to a network of lenders that may be able to help.

Audience: Small Business Owners

Staying safe
National

Centers for Disease Control and Prevention - CDC

CDC Employer guidelines

Interim guidance for businesses and employers to plan, prepare and respond to coronavirus disease 2019

Audience: Small Business Owners

Employee relations, Human resources, Unemployment
National

American Job Center

Rapid Response Program

**Update** Due to COVID 19 restrictions, many AJCs are temporarily closed or shifted to virtual services.

Employers planning a closure or major layoffs as a result of the corona virus can get help through the Rapid Response program. Rapid Response teams will meet with companies to discuss needs, help avert potential layoffs, and provide immediate on-site services to assist workers facing job losses.

Audience: Small Business Owners, Employees